Ramya Narayanan is Vice President and General Manager Credit Card Product Management at American Express OPEN. OPEN is American Express’s business unit dedicated exclusively to supporting small business owners and is the leading card issuer to this segment. Ramya assumed this position in April 2012 and is responsible for development and marketing of OPEN’s Proprietary Lending credit cards as well as Co-Brand credit cards (Delta, Starwood, Costco and Lowe’s). Ramya is on the board of Jiva Performing Arts, a NYC-based Indian classical dance (Bharatanatyam) and Carnatic music organization. Ramya has an MBA from Cornell University, a MS in Industrial Engineering from University of Wisconsin-Madison and a BE in Industrial Engineering from Anna University, Chennai, India. She lives in New York City with her husband and two children.